It’s a tough reality of living in a computer-driven world: scams will always find their way into popular technologies. Digital payment apps—such as PayPal, Apple Pay, Venmo and Zelle—are no exception. With their use becoming increasingly a part of our everyday life, knowing the steps for safeguarding your information and maintaining control of your money [...]

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Whether you are saving money toward purchasing a home or simply watching your expenses, managing your rent costs makes good financial sense. Budget advisors generally recommend keeping housing costs at 30% of your household’s income or less. This can be challenging in the city of Seattle, especially for families earning moderate to low incomes. While [...]

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The beginning of a new year is the perfect time to assess your financial health. Here are some tips to help you set realistic goals for saving, spending and managing debt from BECU, a financial wellness partner of The Whole U. Start a spending journal In order to budget for the future, it helps to [...]

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This article was written and provided by our partners at BECU.  If you’re getting suspicious texts, you’re not alone. Scammers often impersonate people and organizations you trust. In this article, we identify common scams, ways to prevent fraud and how to spot fake texts. Is that text a fake or the real thing? Don’t click [...]

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This article is written and provided by our partners at Fidelity Investments.  If you are like most Americans, health care is expected to be one of your largest expenses in retirement, after housing and transportation costs. But unlike your parents’ generation, you won’t likely have access to employer- or union-sponsored retiree health benefits. So, health [...]

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WSHFC HomeBuyer Class 2024 6 15-Seattle-JessicaWhether you are looking to rent an apartment or buy a first home, finding the right type of housing in Seattle can be a challenge. The Whole U partners with UW Community Relations to bring you options and resources to fit your budget level. One of the great resources available [...]

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Fidelity Investments and TIAA (Teachers Insurance and Annuity Association of America) offer a wide variety of resources for financial education and support to the University of Washington community. There are many ways to attend classes and maximize your money this season. Whether you want to attend a virtual workshop specific to UW employees or find [...]

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This post was created in partnership with BECU. Read on for tips on how to think about money and strategies for saving. Experts say that financial management is 20% knowledge and skills and 80% behavior. If reducing debt is your goal, putting some of the following healthy habits into practice can take you a long way [...]

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Trips to the grocery store can be expensive, especially if you have a lot of mouths to feed. The average U.S. household spends $4,942 on groceries per year, based on 2020 U.S. Bureau of Labor Statistics data. That’s roughly $412 per month. With inflation rising and continued supply chain shortages due to the COVID-19 pandemic, [...]

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This article is written and provided by our partners at Fidelity Investments.  Key takeaways Consider allocating no more than 50% of take-home pay to essential expenses. Try to save 15% of pretax income (including employer contributions) for retirement. Save for the unexpected by keeping 5% of take-home pay in short-term savings for unplanned expenses. Budget. [...]

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This article was written and provided by our partners at BECU.  Experts say that financial management is 20% knowledge and skills and 80% behavior. If reducing debt is your goal, putting some healthy habits into practice can take you a long way toward success. Emotions and money Most of us want to believe we make [...]

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Finances can be stressful even without a pandemic. Striving to be financially fit takes practice, consistency, and hard work. But at the end of the day, efforts to increase your financial education and freedom have a positive impact on your overall wellbeing, from reduced stress and anxiety to a heightened sense of security. When it [...]

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